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** Effective July 7, 2008
| CD or IRA Term |
Min. Balance to Earn APY |
Interest Rate |
APY* |
6 Month Regular CD
With a Bank of Hanover Checking Account |
$5000.00 |
2.71% |
2.75% |
11 Month Regular CD or New IRA CD
With a Bank of Hanover Checking Account |
$5000.00 |
3.68% |
3.75% |
17 Month Regular CD or New IRA CD
With a Bank of Hanover Checking Account |
$5000.00 |
3.68% |
3.75% |
25 Month Regular CD or New IRA CD
With a Bank of Hanover Checking Account |
$5000.00 |
3.92% |
4.00% |
36 Month Regular CD or New IRA CD
With a Bank of Hanover Checking Account |
$5000.00 |
3.92% |
4.00% |
|
60 Month Regular CD or New IRA CD
With a Bank of Hanover Checking Account |
$5000.00 |
4.16% |
4.25% | *APY means Annual Percentage Yield
**Assumes reinvestment of interest earned at the stated rate.
Rates subject to change without notice.
Substantial penalty for early withdrawal.
Business accounts not eligible. Effective July 7, 2008
| CD Term |
Min. Balance to Earn APY |
Interest Rate |
APY* |
| 91 Day CD |
$5000.00 |
1.60% |
1.61% |
| 182 Day CD |
$5000.00 |
1.79% |
1.81% |
| 12 - 17 Month CD |
$500.00 |
1.74% |
1.76% |
| 18 - 23 Month CD |
$500.00 |
1.74% |
1.76% |
| 24 - 35 Month CD |
$500.00 |
1.74% |
1.76% |
| 36 - 47 Month CD |
$500.00 |
2.00% |
2.02% |
| 48 - 60 Month CD |
$500.00 |
2.24% |
2.27% |
| 12 Month CD No-Penalty |
$5000.00 |
2.24% |
2.27% |
Effective July 7, 2008
| IRA Term |
Min. Balance to Earn APY |
Interest Rate |
APY* |
| IRA 12 - 17 Month |
$500.00 |
1.74% |
1.76% |
| IRA 18 - 23 Month |
$500.00 |
1.74% |
1.76% |
| IRA 24 - 35 Month |
$500.00 |
1.74% |
1.76% |
| IRA 36 - 47 Month |
$500.00 |
2.00% |
2.02% |
| IRA 48 - 60 Month |
$500.00 |
2.24% |
2.27% |
| 18 Mo. Var. Add-to IRA CD** |
$500.00 |
1.73% |
1.75% | **no longer offered
Effective July 7, 2008
| Checking & Savings |
Interest Rate |
APY* |
Min. Balance to Earn APY |
| Interest Checking** |
0.15% |
0.15% |
$1,000.00 |
| Easy Interest Checking |
0.10% |
0.10% |
$500 |
| Smart Checking |
0.10% |
0.10% |
|
| Investor Checking |
0.50% |
0.50% |
$10,000 and above |
| Investor Checking |
0.15% |
0.15% |
$1000 - $9,999 |
| Bonus 50 Checking |
0.10% |
0.10% |
|
| Sole Proprietor Checking |
0.15% |
0.15% |
$1,000 |
| Passbook Savings |
0.10% |
0.10% |
$50 |
| Statement Savings |
0.40% |
0.40% |
$1,000,000 - above |
| Statement Savings |
0.40% |
0.40% |
$500,000 - $999,999 |
| Statement Savings |
0.40% |
0.40% |
$100,000 - $499,999 |
| Statement Savings |
0.40% |
0.40% |
$75,000 - $99,999 |
| Statement Savings |
0.40% |
0.40% |
$50,000 - $74,999 |
| Statement Savings |
0.40% |
0.40% |
$25,000 - $49,999 |
| Statement Savings |
0.25% |
0.25% |
$10,000 - $24,999 |
| Statement Savings |
0.20% |
0.20% |
Below $10,000 |
| Money Market Savings |
0.65% |
0.65% |
$2,500 - above |
| Money Market Savings |
0.30% |
0.30% |
$1,000 - $2,499.99 |
| Money Market GOLD |
2.23% |
2.25% |
$1,000,000 - above |
| Money Market GOLD |
2.23% |
2.25% |
$500,000 - $999,999 |
| Money Market GOLD |
2.23% |
2.25% |
$100,000 - $499,999 |
| Money Market GOLD |
1.98% |
2.00% |
$75,000 - $99,999 |
| Money Market GOLD |
1.79% |
1.80% |
$50,000 - $74,999 |
| Money Market GOLD |
1.09% |
1.10% |
$25,000 - $49,999 |
| Money Market GOLD |
1.00% |
1.00% |
$10,000 - $24,999 |
| Money Market GOLD |
0.50% |
0.50% |
Below $10,000 |
| Health Savings |
2.96% |
3.00% |
$15,000 - above |
| Health Savings |
1.98% |
2.00% |
$5,000 - $14,999 |
| Health Savings |
1.00% |
1.00% |
$1,000 - $4,999 |
| Health Savings |
0.30% |
0.30% |
$0 - $999 |
| All Purpose Club (March Maturity)** |
0.40% |
0.40% |
$100 |
| All Purpose Club (May Maturity)** |
0.25% |
0.25% |
$100 |
| All Purpose Club (August Maturity)** |
0.55% |
0.55% |
$100 |
| All Purpose Club (October Maturity)** |
0.75% |
0.75% |
$100 | *APY means Annual Percentage Yield
**no longer offered
Fees may reduce earnings.
Rate may change after account is opened.
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